Privacy Policy

To begin our privacy policy SAPayday.co.za would like to make it clear what type of website we are. SA Payday has agreements with registered loan/debt/insurance collection companies and referrals of theirs. This means we do not handle loans/debt collection, we are not a financial service provider etc. We are simply a gateway to finding great loan offers. We do our best to find loan offers that South African’s would want to apply to. So please read all t&c’s of the offers we direct you to, to have peace of mind.  🙂
Please help us by notifying us of any spelling errors, website mistakes, faults etc you find on our website so that we can deliver the best service to you and other South Africans.

Privacy Policy

In using this website you are deemed to have read and agreed to the following terms and conditions:

Your online Privacy protection is at most concern to SAPayday.co.za. Here we explain our views and practices regarding privacy, and how they may pertain to you as a user of our system. Please go through the policy below thoroughly to understand.

In the website, anywhere that you come across the words as “We / Our / Us” means SAPayday.co.za. “Our Site” means SAPayday.co.za. “You” / “your” refer to you as a “customer” for SAPayday.co.za

SAPayday.co.za is a website and this site contains links to other sites and we are not responsible for their privacy practices or the content of such sites. Any information transferred, printed or otherwise submitted to SAPayday.co.za website shall be deemed to be the property of SAPayday.co.za and SAPayday.co.za shall be free to use such information for any lawful purpose as detailed herein. We reserve the right to release such information to other governmental officials or law enforcement, as we, in our sole and absolute discretion, deem necessary to comply with the law.

Steps of Your Personal information communication are:

1. Data collection and its information
2. Use of collected Data
3. Third party Data Disclosure
4. Our right to Contact you or Change.
5. Our contact information

1. Data collection and its information

Various information is collected automatically from you and track the following for identification, security and credit matching purposes. Be aware that showing any Identity card proof is a need and permitting us to use your Identity proof is a voluntary. However, if you do not wish to show the Identity proof, this by itself will not stop you from applying for a loan.

a) When we receive personal data from you through telephone, application forms, surveys, or site registration form as part of the application process.

– Your information can contain: your name, address, telephone number, insurance number, email address, employment information, demographic information, bank account information, and information about your assets, debts and income.

b) Web page http headers (home server domain names, IP address, type of client computer, and type of Web browser) and your computer and network settings.

c) User specific or aggregate information, on what pages our visitors access and information we receive from third parties such as consumer reporting agencies and other lenders regarding your credit worthiness and credit history, and information to verify your identity such as your telephone number.

d) E-mail addresses of visitors that communicate with us via e-mail or online chat

2. Use of collected Data

Your experience about our site is important to us and for this we collect your data like personal, demographic and profile to enable us to present content that would be of your interest. By using the same data of yours we send information about our company and promotional material from our partners. This data also helps us to improve our site, for statistical analysis for marketing and promotional purposes, for editorial purposes and get feedbacks for our advertisers.

You are therefore considered in agreement that you may be contacted in any manner contemplated in this section even if you number is found on a Do Not Call (DNC) registry, in-house list or similar registry, by using this site.

3. Third party Data Disclosure

Your data will be used to the following purposes when you choose to give the same.

a) You are considered for a SAPayday.co.za product,

b) As per the law requirement…,

c) In our sole judgment for marketing products and services which we determine, that you might be of interest. We reserve the right to share, rent, consign, or otherwise disclose data we collect to third parties. Any third party we share, rent, consign, or otherwise disclose data to will be prescreened by us, determined by us to be acceptable.

4. Our right to Contact you or Change

We have the rights to contact you about your contact status and changes to subscriber agreements, privacy policy, or any other agreements relevant to you. Also we claim the right to change this policy at any given time with prior notification to you of the existence and location of the new or revised privacy policy. We may also post the changes online at our site for the same.

5. Our contact information

For your questions regarding privacy statement or queries of any nature or practices of the site or your dealings with this website or suggestions, you can contact us by submitting the contact us form. To do so, please Click Here.

Disclaimer

Exclusions and Limitations 
The information on this web site is provided on an “as is” basis. To the fullest extent permitted by law, this Company:

  • excludes all representations and warranties relating to this website and its contents or which is or may be provided by any affiliates or any other third party, including in relation to any inaccuracies or omissions in this website and/or the Company’s literature; and
  • excludes all liability for damages arising out of or in connection with your use of this website. This includes, without limitation, direct loss, loss of business or profits (whether or not the loss of such profits was foreseeable, arose in the normal course of things or you have advised this Company of the possibility of such potential loss), damage caused to your computer, computer software, systems and programs and the data thereon or any other direct or indirect, consequential and incidental damages.

This Company does not however exclude liability for death or personal injury caused by its negligence. The above exclusions and limitations apply only to the extent permitted by law. None of your statutory rights as a consumer are affected.

Availability 
Unless otherwise stated, the services featured on this website are only available within the South Africa, or in relation to postings from the South Africa. All advertising is intended solely for the South African market. You are solely responsible for evaluating the fitness for a particular purpose of any downloads, programs and text available through this site. Redistribution or republication of any part of this site or its content is prohibited, including such by framing or other similar or any other means, without the express written consent of the Company. The Company does not warrant that the service from this site will be uninterrupted, timely or error free, although it is provided to the best ability. By using this service you thereby indemnify this Company, its employees, agents and affiliates against any loss or damage, in whatever manner, howsoever caused.

Log Files
We use IP addresses to analyse trends, administer the site, track user’s movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information. Additionally, for systems administration, detecting usage patterns and troubleshooting purposes, our web servers automatically log standard access information including browser type, access times/open mail, URL requested, and referral URL. This information is not shared with third parties and is used only within this Company on a need-to-know basis. Any individually identifiable information related to this data will never be used in any way different to that stated above without your explicit permission.

Cookies
Like most interactive web sites this Company’s website [or ISP] uses cookies to enable us to retrieve user details for each visit. Cookies are used in some areas of our site to enable the functionality of this area and ease of use for those people visiting. Some of our affiliate partners may also use cookies.

Links from this website 
We do not monitor or review the content of other party’s websites which are linked to from this website. Opinions expressed or material appearing on such websites is not necessarily shared or endorsed by us and should not be regarded as the publisher of such opinions or material. Please be aware that we are not responsible for the privacy practices, or content, of these sites. We encourage our users to be aware when they leave our site & to read the privacy statements of these sites. You should evaluate the security and trustworthiness of any other site connected to this site or accessed through this site yourself, before disclosing any personal information to them. This Company will not accept any responsibility for any loss or damage in whatever manner, howsoever caused, resulting from your disclosure to third parties of personal information.

Notification of Changes

The Company reserves the right to change these conditions from time to time as it sees fit and your continued use of the site will signify your acceptance of any adjustment to these terms. If there are any changes to our privacy policy, we will announce that these changes have been made on our home page and on other key pages on our site. If there are any changes in how we use our site customers’ Personally Identifiable Information, notification by e-mail or postal mail will be made to those affected by this change. Any changes to our privacy policy will be posted on our web site 30 days prior to these changes taking place. You are therefore advised to re-read this statement on a regular basis

These terms and conditions form part of the Agreement between the Client and ourselves. Your accessing of this website and/or undertaking of a booking or Agreement indicates your understanding, agreement to and acceptance, of the Disclaimer Notice and the full Terms and Conditions contained herein. Your statutory Consumer Rights are unaffected.

Contact Us

If you have any additional questions or concerns about our privacy policy, please contact us.