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Other Useful resources
NCA – http://www.transunion.co.za/za/docs/NATIONAL_CREDIT_ACT.pdf
What you need to know before you borrow – www.iol.co.za/business/personal-finance/banking/what-to-know-before-you-borrow-1.1350997#.Ux7Su38gh8h
FNB Revolving Loan T&C’s – https://www.fnb.co.za/downloads/chequeaccounts/Terms_and_Conditions-Revolving_Loan.pdf